Master Your Money.
Own Your Future.
Stop wondering where your money went.
The AI financial assistant that gives you total clarity without selling your data. Peace of mind starts here.
No bank passwords. No data selling. Ever.
Why Active Tracking Beats Automatic.
Automatic apps need your bank passwords. They sell your data. They make you passive.
Finly: Private Expense Tracker gives you control without the work.
No Bank Linking
Finally, a finance app that respects you. Other apps demand your bank passwords. We never will. Your financial data stays on your terms, not theirs.
Mindful & Intentional
Research shows active tracking makes you more aware of spending. Every transaction you log is a moment of financial mindfulness.
Privacy-First Analytics
Your financial insights are generated from YOUR data only. We never sell or share your information with advertisers or data brokers.
Frictionless Entry
Voice input and receipt scanning make active entry faster than waiting for bank syncs. You're in control, but it feels automatic.
Finly vs. Traditional Apps
Why thousands are ditching bank-linked automation for privacy-first tracking.
| Feature | Finly AI | Mint / YNAB / Rocket Money |
|---|---|---|
| Privacy & Data | ||
| Bank Password Required | ||
| Data Sold to Brokers | ||
| Anonymous Tracking | ||
| Zero Surveillance Policy | ||
| Speed & UX | ||
| Voice-to-Expense (3s) | ||
| Instant Receipt Sync | ||
| No Bank Sync Lag | ||
One Plan.
Infinite Possibilities.
No hidden tiers. Just Finly Pro.
Finly Pro
Never hit a limit again. Unlimited voice entries. Unlimited receipt scans. Unlimited AI insights.*🔒 Lock in launch pricing, forever!
Cancel anytime in 1 click. No questions asked.
Unlimited Entry
Voice, text, or manual. Add as many transactions as you need. No caps.
AI-Powered
Receipt scanning, category prediction, and spending insights powered by advanced AI.
Everything Else
- • Cloud Backup
- • Multi-Currency
- • CSV Export
- • Priority Support
Trusted by the Community
See why users are choosing Finly AI for their private financial tracking.
"Extraordinary 🤩"
Get Started in Minutes
No complicated setup or bank linking required. Start tracking your finances immediately with three simple steps.
Download & Sign Up
Get the app from the App Store or Google Play. Create your account in under a minute with just your email.
Add Transactions Your Way
Speak, scan a receipt, or type manually. Finly AI adapts to how you prefer to track your spending.
Get Smart Insights
Finly AI analyzes your patterns and delivers personalized insights to help you spend smarter and save more.
Speak Your Spending.
Financial clarity in a single breath. Just say, 'Lunch $20 and Taxi $15 yesterday.' Finly handles the rest. No typos, no friction, just pure focus.
Receipts? Scanned.
Snap. Scan. Done. Finly's AI extracts every detail from your receipts automatically. No more manual typing—just instant, accurate expense logging.
Insights That Actually Help.
Stop guessing. Start knowing. Spot spending leaks instantly and watch your savings grow.
Chat With Your Money.
Your personal CFO, available 24/7. Make financial decisions with absolute ease. **
Frequently Asked Questions
Everything you need to know about privacy-first finance.
Why should I track expenses without linking my bank?
Privacy and intentionality. When you link a bank, you give apps a 'surveillance wire' into your financial DNA. In 2026, data brokers re-identify 'anonymized' data easily. Active entry or voice tracking (friction) also makes you more mindful of your spending.
How does Finly AI protect my privacy?
Is voice tracking really faster than bank automation?
Can I use Finly AI across multiple devices?
What is the 'Privacy Tax'?
What is the best expense tracker app in 2026?
What is the best alternative to Mint in 2026?
Is Finly better than YNAB?
What expense tracker apps don't require bank linking?
What is the most private finance app?
How much does Finly cost compared to other budgeting apps?
Can I track expenses with voice commands?
What expense tracker has the best receipt scanning?
Is active expense tracking better than automatic?
What is the best budgeting app for couples in 2026?
Be Part of the Financial Evolution.
Join our exclusive tester program and help us build the privacy-first financial tool of your dreams.